sadesigns

Yeah, that's pretty much the way to do it
 
 
Sure. The following are recommended for web designers:
 
Typography Stuff. If you can't master typography you will have a VERY hard time with design. Bringhurst's book is like the Bible, read it twice. Lupton's book is more practical and is best used as a workbook. I had a design instructor who said that the ONE skill that he never saw in novice designers was a proficiency with typography, so that's one good way to set yourself apart from other designers.
http://www.amazon.com/Elements-Typographic-Style-Robert-Bringhurst/dp/0881792063/ref=sr_1_1?ie=UTF8&qid=1315228664&sr=8-1
http://www.amazon.com/Thinking-Type-2nd-revised-expanded/dp/1568989695/ref=sr_1_1?s=books&ie=UTF8&qid=1315228703&sr=1-1
 
This Steve Krug book (and his other works, but this one especially) are great to begin understanding usability. Web designers who understand UX are very rare, so you can really land awesome agency jobs if you can pick it up.
http://www.amazon.com/Dont-Make-Me-Think-Usability/dp/0321344758/ref=sr_1_1?s=books&ie=UTF8&qid=1315228714&sr=1-1
 
Sitepoint has a ton of great books, but these are helpful for designers. The form design book is huge in making pretty, usable and semantic forms. Every designer should know jQuery if they plan on coding. There are too many good XHTML/HTML5/CSS books out there, so take your pick.
http://www.amazon.com/Principles-Beautiful-Web-Design-2nd/dp/098057689X/ref=sr_1_2?s=books&ie=UTF8&qid=1315228725&sr=1-2
http://www.amazon.com/Fancy-Form-Design-Sitepoint-Bolton/dp/0980576849/ref=sr_1_8?s=books&ie=UTF8&qid=1315228725&sr=1-8
http://www.amazon.com/jQuery-Novice-Ninja-Earle-Castledine/dp/0980576857/ref=sr_1_11?s=books&ie=UTF8&qid=1315228725&sr=1-11
 
These two are great for inspiration. Whenever I'm in the early stages of a project I sketch, browse through these to see how other people have treated the same tasks, etc. They are organized by site type, color schemes, etc. to make finding something relevant easy.
http://www.amazon.com/Web-Designers-Idea-Book-Ultimate/dp/1600610641/ref=sr_1_2?s=books&ie=UTF8&qid=1315228777&sr=1-2
http://www.amazon.com/Web-Designers-Idea-Book-Vol/dp/160061972X/ref=sr_1_1?s=books&ie=UTF8&qid=1315228777&sr=1-1
 
Buy all of these books. No questions asked, these are top notch reference books for the newest tech out there.
http://www.abookapart.com/products/
 
That's all I can think of off the top of my head. I think we should put a "recommended reading" list together anyways, so maybe this will be a good start.
 
 
Seriously. Graphic designers typically make terrible web designers. However, both disciplines rely on the same principle: Design is Communication. I think people think design is supposed to be revolutionary and ground-breaking and beautiful and "artsy", but in reality a simple site with a couple copywritten paragraphs and a contact form can be more beneficial for a business. Business owners only care about results, so making something that communicates (or in our case, converts visitors) is the number one measure of success. It doesn't mean that it can't be beautiful, but make function beautiful, don't try to make something beautiful function well.

I really like the overall look of your site, I think it's very appealing and you're sending a very positive message to the viewer. Being the perfectionist that I am, there are a few things I would change, though:
 
Firstly, make the "Apply now" buttons CSS styled buttons, not plain images. It looks a little more professional, and you can use a 1px wide gradient img, corner rounding and border in CSS to reduce load times. The images you're using now frankly look poorly compressed.
 
Secondly, I'm a sucker for the iTunes-style sliders, but 1px of them is getting cut off at the top and it's pretty noticeable. That's a pretty easy fix. It's not too hard to make that image, and there are plenty of photoshop tutorials incase you can't salvage this one or you can't find another better one.
 
Thirdly, the timer image styling is not in keeping with the rest of the page. I think the styling is great as long as it is uniform. If you can find a similarly illustrated timer image, it would help unify the styling of your page and overall brand image. Also the illustration of the man is a little bit fuzzy.. I don't know if you have the ability to sharpen that up, but if you can, you should. Not something everyone will notice, but I definitely noticed.
 
And finally, I think it's a little odd to have a large block of text at the bottom of the page with very little supporting it on the sides. If anything that sort of mission statement text should be in the middle of the vertical contents, or at least above the "A bad credit loans company you can rely on" div, which seems like it should be in the footer of the page. The way it's designed now, the mission statement looks like a disclaimer that nobody will really want to read.
 
Overall though I do think it is a good design!

I would consider removing the paw-print from the "Pampered" and only having it in the "Paws" (or atleast for print versions).
 
Also like sadesigns said - less distance on the inner shadow - you want it too look "engraved".
 
Overall I think it's very good.

That would be fine for the web but would suck in print. You could probably drop the whole tag thing and just take the text/pawprints for print versions.
 
I would tighten the space between the P and (Pawprint), and between (Pawprint) and A in "PAWS". Seems a bit awkward.
 
Other than that I think it suits the application.

The best ways to deliver vector files are going to be PDF, EPS or AI. I know vectors can be saved inside a fireworks PNG, but I doubt that will be scalable outside of fireworks. PDF will be your best bet as an export format, but make sure to save the source files, too.
 
Any of the raster file formats (JPG, PNG, GIF) are going to rasterize your vector data upon exporting.

Second was my favorite it looks more professional

2nd one looks great
 
nice work!!

2nd by far

Copy people! Be shameless. Steal all the interesting little ideas that you come across on others' websites. When you go to a website, criticize it. Look at what the designer has done and where you think they could have done better. Go with the trends.
 
Now, these are (mostly) not things an experienced designer should be doing, but for someone who is learning to become a designer, these things are extremely important. You have to copy to learn. An illustrator doesn't start their life drawing their own original characters, they draw the little mermaid or other things they have seen before. They study others' styles, they don't start with their own.
 
Hope this is helpful to you!