[lozenges]

I have used opencart before and set up the payment through paypal standard. Now I have a client who wants the transations to actually be done through the website rather than be redirected to paypal. They don't want to pay the £20 a month for the paypal pro payments.

So what can I do? Get them to create an online merchant account? and then what?

Help please.

[SniderDK]

as far as im aware there will always be a monthly cost for taking payments on their website, also there is a higher cost as you MUST be PCI compliant which means you must run on a dedicated machine.

SagePay are quite cool, check them out but basicly if the client wants to take payments on the website its going to cost them...

also a merchant account can cost like £150 to set-up, they will want to see your PCI certificate so you will have to buy a complacence scanning service... so let them know the costs they are blatantly un aware off

This post has been edited by SniderDK: 27 July 2011 - 01:14 PM

[kingy da killa]

sniders right all the companys that offer this charge around £20 a month...

tell them to put there hand in there pocket or be happy with there customers being redirected to paypal!

[lozenges]

Ok thanks guys, am I right in saying they need an online merchant account if they take payments through their site?
If they go through the paypal website then all they need is a payal business account right?

[SniderDK]

that’s bassicly it... £20/mo or £XXX/mo... upto them

[lozenges]

How about setting up an online merchant account and getting a payment gateway? is this another option? any recommendations?

[rallport]

lozenges, on 27 July 2011 - 02:22 PM, said:

How about setting up an online merchant account and getting a payment gateway? is this another option? any recommendations?

You'll need a PSP no matter what - so something like SagePay is always required.

As for merchant account you'll need one for use with ecommerce. Some banks will charge A LOT of money for setup and monthly fees, even before you;ve even made a transaction on your site - HSBC are bad for this. However, when signing up with SagePay you can let them setup a merchant accounht for you, free of charge - which will save you a lot of money.

[lozenges]

ah right ok thanks. What have you used in the past? and what would you recommend for a start-up business?

[SniderDK]

we use SagePay they are kinda cool and very helpful for small companys... we like them so much there the preferred payment provider of the software i make... being that we are a sagepay partner helps to if you do end up going with them if you use my link i can give you some advice on any issues you get as we get a small commission SagePay Application Link

[rallport]

Yer SagePay are good, I tend to use them a lot too. They do have a very good support line who answer very fast.

I am having a look a cardsave, mostly do their commission - basically I'd get £125 every time I make a site using them - still need to trail it though as it seems to good to be true at the mo